Independent work should support
- clear comparisons
- fee awareness
- balanced option design
- employee education that follows the plan decision
For consultants
Independence is part of the service.
The consultant page explains why plan sponsors benefit from outside judgment when they need to compare fund families, evaluate balanced options, and avoid narrow product-led thinking.
Useful questions
- Which fund families are fit for purpose?
- Which balanced funds belong in the lineup?
- How will employees actually use the menu?
- What should be taught after launch?