Core ideas
- diversification matters
- balanced funds can simplify decisions
- risk should match the timeline
- rebalancing keeps the mix honest
For employees
Balanced portfolios should be understandable.
Employees should be able to think about diversification, risk, and rebalancing without having to decode a wall of finance jargon.
What Icayce wants employees to do
- understand the menu
- ask better questions
- avoid chasing the latest story
- stay oriented to long-term goals